Banking in 2026 will be shaped less by products and more by the digital foundations that sit beneath them.

AI is moving from experimentation to execution. Digital assets are becoming embedded infrastructure. Regulation is evolving to reflect how technology is actually used, not just how it was designed. At the same time, rising fraud risks and cross-border complexity are exposing the limits of legacy compliance and identity models.

Together, these forces are redefining trust, identity and data flows across the financial system.

Alex Ford outlines the six interconnected shifts modernising banking in 2026 — and what they mean for risk, compliance and governance leaders.

Read more: https://www.forbes.com/councils/forbestechcouncil/2026/02/04/six-forces-modernizing-banking-in-2026-inside-the-digital-shifts-transforming-global-finance/